K&H Bank is one of the largest banks in Hungary, the leader of the corporate banking market and the second strongest bank in the retail segment. As a Universal Banking Group, it offers its retail and corporate partners a full range of financial services through a network of 160 branch offices, various business lines, and subsidiaries. Having successfully launched its bankassurance concept on the Belgian market, K&H Bank’s majority shareholder KBC Bank and Insurance regards this area as a strategic issue for its subsidiaries in its second home, Central Europe. As the country’s second largest retail bank, K&H Bank manages the daily finances of almost half a million private individuals. In addition to conventional products, (e.g. account management, bank transfers, public utility debits, term deposits, housing and personal loans) a number of novel services are offered.